Everywhere you turn, someone is trying to sell you something. Often, the pitch is that spending some money with them now will "save" you lots more later. When even the honest suppliers are as hungry as they are in today's economy, it isn't easy to separate honest over-the-top sales pitches from the outright scams. And travel "clubs" are among the most problematic "opportunities" dangled in front of you. A reader who was considering a pitch asked:

"How can I tell if this travel club offer is legitimate?"

Clearly, if someone could hand you a reliable "scam-meter," you'd have no problem. Sadly, nobody has such a meter, and so you often find it hard to tell the difference. Although I can't provide a foolproof answer, either, you can at least ask some questions.